We work with Scotland & Englands most reputable debt partners, and can offer you a range of debt solutions to help you legally reduce & write off unsecured debt.”
End Creditor Pressure; Stop Threatening Phone Calls; Reduce the Stress of Dealing with debt – take control today!
You’re In Control!
We LISTEN to you and give you advice that will empower you to take charge of your finances.
Pick the Plan You Want
We EXPLAIN all options in detail and you choose the best one for your needs.
Relax & Enjoy a Debt Free Life
We do all the heavy lifting to get your chosen solution set up – you sit back and enjoy the monthly savings
You can see more testimonials on our TrustPilot page and on our Youtube Channel
End Creditor Pressure; Stop Threatening Phone Calls; Reduce the Stress of Dealing with debt – take control today!
Protected Trust Deed
A Scottish trust deed is the most popular debt solution in Scotland. You pay what you can afford, usually for 4 years then write off the remaining balance
Debt arrangement scheme
Scottish Debt Arrangement Scheme (DAS) helps people who can afford their debt but are struggling with the monthly repayments, it’s also a good option for homeowners with high equity
Individual Voluntary Arrangement
An IVA is a solution for residents of England & Wales that is similar to a Trust Deed. Pay what you can for a fixed period of time, usually 5 years, and write off the remaining balance.
Your home should be your safe place. Threatening letters can have a serious impact on mental health and enjoyment of your home.
We specialise in helping you END threatening letters and regaining the feeling of security in your home
Worse than threatening letters from the post, is threatening behaviour from a Sheriff Officer or Baliff.
Our expert advisors have years of experience in negotiation with creditors & ending baliff visits – helping you feel safe in your home again!
We know what it’s like to see an unknown or withheld number & feel panic. Often agents lack empathy and try to force you into payments.
We can help you stop these calls and consolidate your debts in to one affordable payment.
Debtadvicescotland.org is owned and operated by Middlebrooks Debt Advice Limited, which is a limited company registered in Scotland (registered no. SC735975). Our registered address is 14-18 Hill Street, Edinburgh, EH2 3JZ
Katie McLachlan is authorised to act as an Insolvency Practitioner by the Institute of Chartered Accountants of Scotland. Debt write off levels vary for each customer and depend upon their individual financial circumstances. Some solutions are subject to approval of creditors. Information Commissioners Office registration number: ZB597071
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